Buying used vehicles or motorcycles can be an interesting experience. As an insurance professional, I can tell you to beware of the salvage title. A seller must disclose to you that the vehicle has a salvage title. What this means is that in NC the vehicle has been damaged in excess of 75%of the fair market value of the vehicle and has been declared a total loss by an insurance company. Some great reasons to avoid these (unable to determine if damage appears cosmetic or is actually structural): A- Can't finance it or insure it- Most banks and insurance companies have strict guidelines on salvage because you can't accurately determine the value. Insurance companies won't offer Comprehensive and Collision coverage. B- Safety- Rebuilders can cut corners when doing repairs and may actually install dummy airbags. C- Almost no resale value- Those willing to take a risk on buying a salvage will ask for deep discounts. D- It's probably your car forever- Hard to sell because the bank typically won't finance a loan. Cash only deals are common. Buyer beware. JESUS is Coming Soon!! Are you Ready??? HARVEY & OWINGS INSURANCE AGENCY YOUR KANNAPOLIS AND CONCORD AUTO AND HOME SPECIALIST.